Family Office

Ethicor Family Office is part of Ethicor Financial Corporation Inc., a private firm of professionals in consulting and financial management, dedicated to families and individuals who wish to have a trusted partner in wealth management. Always reserved for wealthy families, Ethicor Family Office now offers a unique opportunity to a larger pool of clients.

More and more people prefer to devote most of their time to their main activities and achieve their goals. Ethicor Family Office allows you to delegate the administration of assets to professionals and save time. Our priority is to build close relationships with our customers and their families, to manage according to their objectives and to offer the different products available after evaluating the best options. At length, our mission is to participate in the growth and preservation of wealth and to facilitate, where appropriate, succession, governance, and tax issues.

Ethicor Family Office offers you to be your trusted partner in the following areas of activity:

  • Statement of Investment Policy
  • Risk assessment & management
  • Definition of your objectives
  • Investor profile
  • Investment solutions
  • Monitoring of your investment performance
  • Taxation

Ethicor Family Office does not directly manage the funds invested by its clients. It offers various financial companies of excellent quality &reputation that have long been recognized in the field of fund management.

Taking into account the level of risk acceptable to the client and his investor profile, Ethicor Family Office offers various managers and investment solutions chosen from those hired by the various financial companies mentioned above. The portfolio is built from this information and the customer’s choices.

Invoice payment:

  • Meeting timelines
  • Tracking
  • Online access
  • Monthly statement

Documents & records

  • Cloud storage
  • Everything in one place (simple and quick consultation)
  • Online access
  • Secure & confidential

Financial:

  • Banking operations
  • Financing (mortgage, line of credit, etc.)
  • Risk management
  • Need for insurance (life and general)

Family governance:

  • Family values
  • Objectives
  • Communication
  • Intergenerational wealth transfer
  • Training needs
  • Succession (planning & execution)

Financial Planning

Retirement:

  • Retirement income projection
  • Budget
  • Disbursement of funds (RRSP/LIRA/LRSP/RRIF/LIF/IPP/TFSA/NON-RER)
  • Income replacement in the event of death

Integrated(1):

  • Legal
  • Risk management & insurance
  • Finance
  • Taxation
  • Investments
  • Retirement
  • Estate

Taxes(1):

  • Projected taxes
  • Tax strategies
  • Preparation of tax declaration

 (1) Professional fees and legal fees may apply. We will keep these to a minimum by collecting all the necessary documents and producing the baseline report for review. We will work closely with your professionals or those we can offer you, according to your choice.

Will & Estate planning

Goal setting:

  • Asset transfer
  • Heirs
  • Legacy (individual/universal)

Protection mandate/will(1):

  • Protection order & will(1)
  • Drafting of a new act
  • Review/update(1)
  • Testamentary trusts(1)

 Taxes(1):

  • Taxes at death
  • Preparation of tax declaration

Estate settlement:

  • Guidance and support
  • Monitoring

(1) Professional fees and legal fees may apply. We will keep these to a minimum by collecting all the necessary documents and producing the baseline report for review. We will work closely with your professionals or those we can offer you, according to your choice.

Concierge

Your own private concierge(1):

  • Travel
  • Corporate events
  • Cinemas
  • Wedding
  • Professional
  • Shows
  • Restaurants
  • Sporting events
  • Party
  • Gifts

You are planning a trip, you want to book at the best restaurant during your stay and see the shows you want, we can make it easy for you.

You are organizing a party for a relative or friend, you are looking for a special place and a special gift, we can help you.

There are no good tickets left for a movie or show, we may be able to help you.

You need a doctor, dentist, plumber, cabinetmaker, etc.

We can also help you organize your corporate events.

(1) In certain cases, costs or fees may apply and are at the client expense